Cash app charges a fee if you want any instant deposit on your bank account, because standard deposits don’t charge fees but it takes minimum 2-3 working days to reflect your transaction. The cardholder can easily initiate a chargeback or payment dispute by their bank to reverse the amount which is deducted from your bank account. You can also get Cash app without phone number for a quick solution.
https://cash-app.hpsupportassistantme.com/customer-service/